how online & mobile apps work for you
everyday errands like grocery, pharmacy, retail, and banking quick and easy
The real world of mobile apps is becoming easier and easier. Rather than go drown you in facts and figures, here's some apps that make everyday life easier and better, so we focus on value added to your daily life. That's an understatement since being able to pull up your bank balance or use a reward card are incredibly useful. Quickly, I've fallen in love with apps from my current banks, retailers, grocery and pharmacy. Mobile apps have quickly become a time-saver and a money saver as well. Here's a quick recap from my everyday experience.
actual wallet apps in action.
check balances, pay bills, deposit checks mobile apps
If you're like me, you will love the convenience of knowing where your money is, paying bills you suddenly remember, and depositing checks by a click of your mobile camera. Using my regional bank app and national bank (savings with higher rate), I can click to deposit checks (availability takes longer), paying bills from setup payees, verify cashed checks, which is a real peace of mind.
grocery store - some good, some bad
grocery store apps from my northeast regional stores is more hit and miss. Yes, you have full access to local ads, but doesn't save much time. Stop and Shop features coupons you can select, but so far I don't find using this app much use. I suspect these to be more useful over time
Want to climate more hassles? CVS apps is very useful for pharmacy scripts as you can refill scripts, review your scripts, order, and check in-store coupons too. Using your mobile for your reward card is slow, but if you're in drive-thru, I simply hand the clerk my mobile. Very user friendly, though I suspect seniors will find screens hard to read (true with an mobile app for seniors). Rather than getting to the store and finding I have to wait, the app tells me the order is waiting for me. Can't wait until my pizza shop can do the same.
digital wallet apps - mixed
Wallet apps are easy to use, and low fees for paypal and square make it useful for splitting checks with friends. Groupon coupons worked perfectly for me, my local pizza place simply used the groupon, and I clicked the redeem button. Groupon is user-friendly enough for your grandmother to use. Super simple. So far, I see digital wallet apps not worth using yet, but that will likely change. I've downloaded both paypal and square, haven't used either. Usability was easy so far, but I'll be waiting.
For both national and regional brands, clearly most retail apps are well-designed to be easy-to-use and to fit content for the screen size using a 'keep it simple' design approach. I found both regional grocery store apps from shoprite and shop & stop to be less useful, likely because the effort wasn't worth the benefits. Pharmacy apps are great to save time, while also ensuring any authorizations are done long before you reach the store. I prefer that I could set each app to confirm password before use, most have give options based on your preferences. Groupon is very useful, and great for both trying a new local business or getting a deal on your favorite shops nearby.
As always, take special note about security. If your using a public wi-fi, you could be the target of a sophisticated hack. If you leave your phone around unsupervised and without a good password, your apps are insecure. Take simple steps to keep everything safe. Note that I use the following HTC X plus, android 4 OS on ATT network. I never use public wi-fi due to security concerns, all passwords are set and complex to prevent access. To me, that's simply the same as locking my cars in the parking lot, I likely won't need to, but if I do, I'll be safe.